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When your business needs cash now: not in three weeks: waiting around for traditional bank approval just isn't an option. Maybe you've got an urgent equipment purchase, unexpected expenses, or a time-sensitive opportunity you can't afford to miss. Here's the good news: you can get approved for a business loan and have funds in your account within 24-48 hours in Canada. But only if you know how to navigate the process correctly. This guide walks you through exactly what you ne

Starting a business in Canada? You're probably wondering how you're going to fund this thing. The good news is that Canada's startup funding landscape is strong, but it's also competitive, and there are some realities you need to understand before you start pitching investors. Here's what you actually need to know about startup funding in Canada right now. 1. The Canadian Funding Market Is Strong (But Everyone Else Knows That Too) Canada's venture capital market hit $8.2 bi

If you're hunting for business funding in Canada, you're probably feeling a bit overwhelmed. There are government programs, provincial grants, federal loans, and sector-specific options, it's a lot to navigate. But here's the good news: you've got more options than you think, and many of them are designed specifically to help businesses like yours grow. Let's break down the 10 most important things you need to know about business funding in Canada right now. 1. You're Not Al

You need money for your business. Yesterday, ideally. Whether you're expanding operations, buying equipment, or covering a cash flow gap, waiting weeks for loan approval isn't an option. The good news? Fast business loan approval in Canada is absolutely possible in 2026, but only if you know what you're doing. The landscape has changed, timelines vary wildly depending on which route you take, and frankly, some options will get you funded way faster than others. Here's what yo

You need money for your business. And you need it now. Maybe a huge order just came in and you need inventory to fulfill it. Maybe your equipment broke down and you're losing money every day it sits idle. Or maybe you spotted the perfect opportunity: but it won't wait around for weeks while a bank reviews your application. Here's the good news: getting business loan approval in 24-48 hours isn't just possible in Canada. It's becoming the norm for entrepreneurs who know where

Starting a business in Canada is exciting. But when it comes to funding? That's where things can feel overwhelming. You've got questions. How much can you borrow? Where do you even apply? What do lenders actually want to see? Don't worry: it's manageable once you know the basics. This guide breaks down everything you need to know about getting a business loan in Canada, especially if you're just starting out. Let's dive in. Why You Need to Know Your "Why" First Before you s

If you're a Canadian business owner looking for funding, you've probably heard terms thrown around that sound more like alphabet soup than actual financing options. CSBFL. SBL. Government-backed loans. It can feel overwhelming. But don't worry, it's manageable once you know the basics. The Canada Small Business Financing Loan (CSBFL) is one of the best-kept secrets in Canadian business financing. It's a government-backed program designed specifically to help small businesses

If you're a Canadian business owner looking for funding, you've probably heard terms thrown around that sound more like alphabet soup than actual financing options. CSBFL. SBL. Government-backed loans. It can feel overwhelming. But don't worry, it's manageable once you know the basics. The Canada Small Business Financing Loan (CSBFL) is one of the best-kept secrets in Canadian business financing. It's a government-backed program designed specifically to help small businesses

In one of the biggest moves in Canadian banking in years, EQB Inc. —the parent company of EQ Bank—has announced plans to acquire PC Financial , the financial arm of Loblaw Companies Limited. This strategic deal is set to reshape how millions of Canadians earn rewards, manage their money, and access digital banking services. Here’s a breakdown of what this major transaction means and why it matters. A New Loyalty-Linked Banking Ecosystem With this deal, EQB and Loblaw are crea

The final half of 2025 marked a pivotal, yet contradictory, period for Canada's financial markets. While Bank of Canada (BoC) rate cuts  offered a glimmer of hope to squeezed households, the looming "Mortgage Renewal Wave" —the largest in Canadian history—continued to test the resilience of the nation's homeowners and the broader economy. This blog post breaks down the key trends, challenges, and forecasts defining the Canadian mortgage industry and financial markets in Q3 an

Effective December 2, 2025 By FINANC1FYD – Powered by 8Twelve Mortgages (FSRA Licence #M25001127) Sarv – Mortgage Agent Level 1 Manulife Bank has announced new rate reductions and program enhancements effective December 2nd, 2025 . These updates benefit homebuyers, current homeowners, investors, and self-employed borrowers looking for flexible mortgage solutions. Below is a simplified, consumer-friendly guide to the new offerings available through Financ1fyd / 8Twelve Mortg

This Blog Is based on Transunion Q3 Financial Report

This is a quick guide about all you need to know before buying your first home in canada.

Starting a business is exciting, but finding the right funding can feel overwhelming. You want a loan that fits your needs, offers flexibility, and supports your growth. Luckily, Canada has several startup loan opportunities designed to help you get your business off the ground. This guide will walk you through the best options, explain key details, and help you make confident decisions. Exploring Startup Loan Opportunities in Canada When you’re launching a new business, cash

When you're ready to invest in commercial property, understanding how Canadian mortgage financing works is key. It can feel overwhelming at first. But with the right information, you can confidently navigate the process and secure the best deal for your business or investment goals. Let’s break down what you need to know about commercial mortgages in Canada, including how rates work, typical terms, and tips to get the best financing. Understanding Canadian Mortgage Financing

A Complete Guide to CMHC Insurance, GDS, and TDS Ratios for First-Time Homebuyers in Canada

Starting or expanding a construction business often means investing heavily in trucks and construction equipment. These assets are essential for completing projects efficiently and on time. Yet, the upfront costs can be a major hurdle. That’s where tailored financing solutions come in. By choosing the right funding options, you can acquire the trucks and equipment you need without draining your cash flow or compromising your business growth. ! Eye-level view of a heavy-duty e

How Equipment Loans Help Your Business Grow Equipment financing allows businesses to spread the cost of new machinery or vehicles over time. Instead of paying a large sum upfront, you make manageable monthly payments. This approach preserves your working capital, which you can use for other essential expenses like payroll, inventory, or marketing. Many businesses find that equipment loans are the best financing for businesses because they provide quick access to the assets n

Starting a business is exciting, but securing the funds to grow it can be challenging. For young entrepreneurs, understanding how to access business loans is a crucial step toward turning ideas into reality. This guide breaks down the essentials of business loans, helping you navigate the process with confidence and clarity. Understanding Business Loans Business loans provide capital that entrepreneurs use to start, expand, or maintain their ventures. Unlike personal loans, t

Growing a business often means investing in new equipment. Whether you need machinery, technology, or vehicles, acquiring the right tools can boost productivity and open new opportunities. But buying equipment outright can strain cash flow or limit your ability to invest elsewhere. Equipment loans offer a practical way to finance these purchases, helping businesses expand without large upfront costs. This post explains how equipment loans work, their benefits, and what to con